9120 4th StLanhamMD20706
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 9120 4th St, Lanham, MD, 20706 in Lanham. Priced at $349,900, it generates $4,373/mo in gross rent and $2,197/mo in net monthly cash flow, a 15% yield that comfortably supports the 2.78 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $26,359. Five-year appreciation: $96,671. Equity from principal paydown: $3,223/yr. Total projected cumulative return: $274,126.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15% | 6.0% |
| Monthly Cash Flow | $2,197 | $850 |
City averages based on Lanham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,373 |
| Total Monthly Debt Service | $2,037 |
| DSCR Ratio | 2.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20706, Lanham, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,915 (100%) |
| Owner Occupied HU | 9,673 (64.9%) |
| Renter Occupied HU | 4,605 (30.9%) |
| Vacant Housing Units | 637 ( 4.3%) |
| Median Home Value | $441,375 |
| Average Home Value | $463,194 |
Housing Distribution
Address Breakdown
Residential
14,734
Single Family
11,879
Multi-Family
2,855
Businesses
1,383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20706, Lanham, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,915 (100%) |
| Owner Occupied HU | 9,673 (64.9%) |
| Renter Occupied HU | 4,605 (30.9%) |
| Vacant Housing Units | 637 ( 4.3%) |
| Median Home Value | $441,375 |
| Average Home Value | $463,194 |
Housing Distribution
Address Breakdown
Residential
14,734
Single Family
11,879
Multi-Family
2,855
Businesses
1,383
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices