912 Town Creek RdTalking RockGA30175
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Talking Rock rentals match the income profile of 912 Town Creek Rd, Talking Rock, GA, 30175. Listed at $739,900, gross rent is $7,800/mo and net cash flow is $3,297/mo, a 12.65% yield well above national averages. DSCR 2.34 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $204,421 by year five with $6,815/yr in annual principal reduction, projecting $492,420 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.7% | 6.0% |
| Monthly Cash Flow | $3,297 | $300 |
City averages based on Talking Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $7,800 |
| Total Monthly Debt Service | $4,209 |
| DSCR Ratio | 1.85x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
5.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30175, Talking Rock, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,026 (100%) |
| Owner Occupied HU | 2,251 (74.4%) |
| Renter Occupied HU | 457 (15.1%) |
| Vacant Housing Units | 318 (10.5%) |
| Median Home Value | $322,556 |
| Average Home Value | $376,225 |
Housing Distribution
Address Breakdown
Residential
2,935
Single Family
2,934
Multi-Family
1
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
5.04 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30175, Talking Rock, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,026 (100%) |
| Owner Occupied HU | 2,251 (74.4%) |
| Renter Occupied HU | 457 (15.1%) |
| Vacant Housing Units | 318 (10.5%) |
| Median Home Value | $322,556 |
| Average Home Value | $376,225 |
Housing Distribution
Address Breakdown
Residential
2,935
Single Family
2,934
Multi-Family
1
Businesses
89
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Zack Bobo • ERA Sunrise Realty
Mls Name: FMLS GA
Mls ID: #7636263