91121 6th StMeccaCA92254
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 91121 6th St, Mecca, CA, 92254 in Mecca. At $449,999 it earns $3,508/mo in rent and distributes $724/mo to the owner after the $2,023/mo payment, a consistent 9.35% yield. DSCR 1.73 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $124,326 in value; $4,145/yr in principal paydown compounds ownership stake. Total projected return: $217,272.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 8.0% |
| Monthly Cash Flow | $724 | $1,500 |
City averages based on Mecca market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,508 |
| Total Monthly Debt Service | $2,605 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92254, Mecca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,086 (100%) |
| Owner Occupied HU | 1,576 (51.1%) |
| Renter Occupied HU | 1,347 (43.6%) |
| Vacant Housing Units | 163 ( 5.3%) |
| Median Home Value | $178,916 |
| Average Home Value | $257,486 |
Housing Distribution
Address Breakdown
Residential
2,127
Single Family
1,954
Multi-Family
173
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
7,405 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92254, Mecca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,086 (100%) |
| Owner Occupied HU | 1,576 (51.1%) |
| Renter Occupied HU | 1,347 (43.6%) |
| Vacant Housing Units | 163 ( 5.3%) |
| Median Home Value | $178,916 |
| Average Home Value | $257,486 |
Housing Distribution
Address Breakdown
Residential
2,127
Single Family
1,954
Multi-Family
173
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices