9112 Eager RdSaint LouisMO63144
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe headline number at 9112 Eager Rd, Saint Louis, MO, 63144 in Saint Louis is the 1.74 coverage ratio: rent of $1,331/mo versus a $764/mo debt payment on a $169,900 property. Rental yield 9.4%. That margin is what gives Ziffy Mortgage's DSCR loan the coverage it needs for a clean, fast approval, no W-2s, no U.S. residency. Appreciation at 5%/yr projects $46,940 by year five, with $1,565/yr in equity from paydown. Total projected cumulative return: $55,527.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 7.8% |
| Monthly Cash Flow | $(169) | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,331 |
| Total Monthly Debt Service | $1,432 |
| DSCR Ratio | 0.93x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1950
3,092 sqft lot
$N/A/sqft
$402 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63144, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,201 (100%) |
| Owner Occupied HU | 3,120 (60.0%) |
| Renter Occupied HU | 1,716 (33.0%) |
| Vacant Housing Units | 365 ( 7.0%) |
| Median Home Value | $347,368 |
| Average Home Value | $434,410 |
Housing Distribution
Address Breakdown
Residential
4,993
Single Family
4,141
Multi-Family
852
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1950
3,092 sqft lot
$N/A/sqft
$402 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63144, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,201 (100%) |
| Owner Occupied HU | 3,120 (60.0%) |
| Renter Occupied HU | 1,716 (33.0%) |
| Vacant Housing Units | 365 ( 7.0%) |
| Median Home Value | $347,368 |
| Average Home Value | $434,410 |
Housing Distribution
Address Breakdown
Residential
4,993
Single Family
4,141
Multi-Family
852
Businesses
840
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christi R Miceli • RE/MAX Results
Mls Name: MARIS
Mls Provider:
Mls ID: #24059705
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