7851 Ahern AveSaint LouisMO63130
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 7851 Ahern Ave, Saint Louis, MO, 63130 in Saint Louis speaks for itself: 13.26% gross on a $144,500 price, generating $1,597/mo in rent and $670/mo in net income after the $650/mo debt service. DSCR 2.46, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,038 stacks alongside $39,923 in projected five-year appreciation and $1,331/yr in principal reduction. Projected total cumulative return: $98,090.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 7.8% |
| Monthly Cash Flow | $670 | $450 |
City averages based on Saint Louis market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,597 |
| Total Monthly Debt Service | $870 |
| DSCR Ratio | 1.84x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1948
9,404 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63130, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,336 (100%) |
| Owner Occupied HU | 7,221 (50.4%) |
| Renter Occupied HU | 5,323 (37.1%) |
| Vacant Housing Units | 1,792 (12.5%) |
| Median Home Value | $357,176 |
| Average Home Value | $434,896 |
Housing Distribution
Address Breakdown
Residential
13,329
Single Family
10,404
Multi-Family
2,925
Businesses
700
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1948
9,404 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63130, Saint Louis, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,336 (100%) |
| Owner Occupied HU | 7,221 (50.4%) |
| Renter Occupied HU | 5,323 (37.1%) |
| Vacant Housing Units | 1,792 (12.5%) |
| Median Home Value | $357,176 |
| Average Home Value | $434,896 |
Housing Distribution
Address Breakdown
Residential
13,329
Single Family
10,404
Multi-Family
2,925
Businesses
700
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Nick Q Finefrock • Harold M. Klamen & Assoc.
Mls Name: MARIS
Mls Provider:
Mls ID: #25025651
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