910 Smiley StNashvilleTN37206
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 910 Smiley St, Nashville, TN, 37206 in Nashville. At $575,900 it earns $4,098/mo in rent and distributes $651/mo to the owner after the $2,590/mo payment, a consistent 8.54% yield. DSCR 1.58 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $159,111 in value; $5,304/yr in principal paydown compounds ownership stake. Total projected return: $259,743.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 4.2% |
| Monthly Cash Flow | $651 | $850 |
City averages based on Nashville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,098 |
| Total Monthly Debt Service | $3,218 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2024
1,656 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37206, Nashville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,502 (100%) |
| Owner Occupied HU | 6,329 (43.6%) |
| Renter Occupied HU | 6,132 (42.3%) |
| Vacant Housing Units | 2,041 (14.1%) |
| Median Home Value | $597,260 |
| Average Home Value | $651,554 |
Housing Distribution
Address Breakdown
Residential
13,890
Single Family
11,532
Multi-Family
2,358
Businesses
887
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2024
1,656 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37206, Nashville, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,502 (100%) |
| Owner Occupied HU | 6,329 (43.6%) |
| Renter Occupied HU | 6,132 (42.3%) |
| Vacant Housing Units | 2,041 (14.1%) |
| Median Home Value | $597,260 |
| Average Home Value | $651,554 |
Housing Distribution
Address Breakdown
Residential
13,890
Single Family
11,532
Multi-Family
2,358
Businesses
887
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices