910 Gerling StreetSchenectadyNY12308
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Schenectady at 910 Gerling Street, Schenectady, NY, 12308 earns $126/mo cash flow from $1,928/mo rent with a $1,321/mo payment. Total monthly income totals $1,928/mo, and annual cash flow totals $1,508/yr on $89,472 capital. ROI tracks 21.59% on current figures, and rental yield reads 8.57% at a $269,900 purchase. Equity gained on principal adds $1,742/yr, and 5% annual appreciation supports $74,568 over five years. Five-year ROI reaches 112.52% and total cumulative return in cash sums $100,674. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,928/mo property income instead of your personal income.
Single Family
Built in 1990
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12308, Schenectady, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,988 (100%) |
| Owner Occupied HU | 2,565 (36.7%) |
| Renter Occupied HU | 3,655 (52.3%) |
| Vacant Housing Units | 768 (11.0%) |
| Median Home Value | $220,918 |
| Average Home Value | $246,137 |
Housing Distribution
Address Breakdown
Residential
6,164
Single Family
5,713
Multi-Family
451
Businesses
228
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Listed by: Steven Hunt • Real Broker NY LLC
Mls Name: Global MLS
Mls ID: #202610281