91 Rowe RoadWindsorME04363
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingCapital preservation and steady income define 91 Rowe Road, Windsor, ME, 04363 in Windsor. Rental yield 6.27%. The 1.16 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $115,762 and $3,859/yr in principal reduction project total return of $129,897.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.3% | 6.0% |
| Monthly Cash Flow | $(454) | $350 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,190 |
| Total Monthly Debt Service | $2,478 |
| DSCR Ratio | 0.88x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2007
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04363, Windsor, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,236 (100%) |
| Owner Occupied HU | 982 (79.4%) |
| Renter Occupied HU | 172 (13.9%) |
| Vacant Housing Units | 82 ( 6.6%) |
| Median Home Value | $253,459 |
| Average Home Value | $267,729 |
Housing Distribution
Address Breakdown
Residential
1,056
Single Family
1,049
Multi-Family
7
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2007
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04363, Windsor, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,236 (100%) |
| Owner Occupied HU | 982 (79.4%) |
| Renter Occupied HU | 172 (13.9%) |
| Vacant Housing Units | 82 ( 6.6%) |
| Median Home Value | $253,459 |
| Average Home Value | $267,729 |
Housing Distribution
Address Breakdown
Residential
1,056
Single Family
1,049
Multi-Family
7
Businesses
34
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices