91 Lake Shore DrWest BrookfieldMA01585
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 91 Lake Shore Dr, West Brookfield, MA, 01585 in West Brookfield fits: $930,000, 5.42% gross yield, and a projected 5% annual appreciation rate adding $256,942 in value within five years. Rental yield 5.42%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (1.00) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $8,565/yr in principal paydown and $256,942 in appreciation project a total return of $246,204.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.4% | 7.0% |
| Monthly Cash Flow | $(1,662) | $750 |
City averages based on West Brookfield market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,200 |
| Total Monthly Debt Service | $5,492 |
| DSCR Ratio | 0.76x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
10,019 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01585, West Brookfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,209 (100%) |
| Owner Occupied HU | 1,611 (72.9%) |
| Renter Occupied HU | 412 (18.7%) |
| Vacant Housing Units | 186 ( 8.4%) |
| Median Home Value | $410,051 |
| Average Home Value | $426,816 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,437
Multi-Family
37
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
10,019 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01585, West Brookfield, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,209 (100%) |
| Owner Occupied HU | 1,611 (72.9%) |
| Renter Occupied HU | 412 (18.7%) |
| Vacant Housing Units | 186 ( 8.4%) |
| Median Home Value | $410,051 |
| Average Home Value | $426,816 |
Housing Distribution
Address Breakdown
Residential
1,474
Single Family
1,437
Multi-Family
37
Businesses
113
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Katie Mulcahy • Mathieu Newton Sotheby's International Realty
Mls Name: MLS PIN
Mls ID: #73375511