145 Glendale RdHampdenMA01036
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 145 Glendale Rd, Hampden, MA, 01036 in Hampden delivers $5,711/mo in gross rent and $512/mo in net monthly income at a $824,900 entry. The 8.31% yield and 1.54 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $227,905 over five years and $7,597/yr in equity from loan paydown, total projected return is $346,188.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.0% |
| Monthly Cash Flow | $512 | $850 |
City averages based on Hampden market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,711 |
| Total Monthly Debt Service | $4,871 |
| DSCR Ratio | 1.17x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
12.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01036, Hampden, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,003 (100%) |
| Owner Occupied HU | 1,778 (88.8%) |
| Renter Occupied HU | 165 ( 8.2%) |
| Vacant Housing Units | 60 ( 3.0%) |
| Median Home Value | $366,511 |
| Average Home Value | $428,455 |
Housing Distribution
Address Breakdown
Residential
1,957
Single Family
1,863
Multi-Family
94
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
12.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01036, Hampden, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,003 (100%) |
| Owner Occupied HU | 1,778 (88.8%) |
| Renter Occupied HU | 165 ( 8.2%) |
| Vacant Housing Units | 60 ( 3.0%) |
| Median Home Value | $366,511 |
| Average Home Value | $428,455 |
Housing Distribution
Address Breakdown
Residential
1,957
Single Family
1,863
Multi-Family
94
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kristin Fitzpatrick • William Raveis R.E. & Home Services
Mls Name: MLS PIN
Mls ID: #73402669