91-1356 Kaileolea DrEwa BeachHI96706
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.61% gross rental yield, 91-1356 Kaileolea Dr, Ewa Beach, HI, 96706 in Ewa Beach is priced for capital growth, not immediate cash flow. The $1,059,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $292,582 by year five, with $9,753/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.04) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $308,940.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 4.3% |
| Monthly Cash Flow | $(1,428) | $1,850 |
City averages based on Ewa Beach market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,954 |
| Total Monthly Debt Service | $5,960 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
N/A lot
$N/A/sqft
$299 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96706, Ewa Beach, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,276 (100%) |
| Owner Occupied HU | 17,008 (67.3%) |
| Renter Occupied HU | 7,122 (28.2%) |
| Vacant Housing Units | 1,146 ( 4.5%) |
| Median Home Value | $880,792 |
| Average Home Value | $956,583 |
Housing Distribution
Address Breakdown
Residential
24,009
Single Family
21,938
Multi-Family
2,071
Businesses
516
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
N/A lot
$N/A/sqft
$299 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96706, Ewa Beach, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,276 (100%) |
| Owner Occupied HU | 17,008 (67.3%) |
| Renter Occupied HU | 7,122 (28.2%) |
| Vacant Housing Units | 1,146 ( 4.5%) |
| Median Home Value | $880,792 |
| Average Home Value | $956,583 |
Housing Distribution
Address Breakdown
Residential
24,009
Single Family
21,938
Multi-Family
2,071
Businesses
516
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Bryn W Kaufman • OahuRE.com
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202514122
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-10-27 03:27:51 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd