91-1170 Hoonaauao St #505KapoleiHI96707
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 91-1170 Hoonaauao St #505, Kapolei, HI, 96707 in Kapolei: $4,800/mo in rent, $1,417/mo net, 11.02% gross yield, all on a $522,480 acquisition. The 2.04 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $144,352 in value, and $4,812/yr in principal paydown steadily builds equity. Projected total cumulative return: $290,009.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 5.8% |
| Monthly Cash Flow | $1,417 | $2,400 |
City averages based on Kapolei market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,800 |
| Total Monthly Debt Service | $3,175 |
| DSCR Ratio | 1.51x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
$408 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96707, Kapolei, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,757 (100%) |
| Owner Occupied HU | 10,051 (63.8%) |
| Renter Occupied HU | 4,465 (28.3%) |
| Vacant Housing Units | 1,241 ( 7.9%) |
| Median Home Value | $883,195 |
| Average Home Value | $953,878 |
Housing Distribution
Address Breakdown
Residential
14,810
Single Family
13,546
Multi-Family
1,264
Businesses
1,131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
$408 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96707, Kapolei, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,757 (100%) |
| Owner Occupied HU | 10,051 (63.8%) |
| Renter Occupied HU | 4,465 (28.3%) |
| Vacant Housing Units | 1,241 ( 7.9%) |
| Median Home Value | $883,195 |
| Average Home Value | $953,878 |
Housing Distribution
Address Breakdown
Residential
14,810
Single Family
13,546
Multi-Family
1,264
Businesses
1,131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Renee Danielle Ricafrente • D R Horton Hawaii, LLC
Mls Name: HiCentral MLS
Mls Provider:
Mls ID: #202512267
Disclaimer: Based on information from the Multiple Listing Service of HiCentral MLS, Ltd. listings last updated on 2025-10-18 22:49:57 PDT. Information is deemed reliable but not guaranteed. Copyright 2025 HiCentral MLS, Ltd