91-1085 Nihopeku StKapoleiHI96707
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 91-1085 Nihopeku St, Kapolei, HI, 96707 in Kapolei is a conservative rental investment at $867,200. Rental yield 6.95%. A 1.29 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $239,591; $7,987/yr in principal paydown supplements. Total projected return: $287,778.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 5.8% |
| Monthly Cash Flow | $(660) | $2,400 |
City averages based on Kapolei market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,024 |
| Total Monthly Debt Service | $5,339 |
| DSCR Ratio | 0.94x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1991
4,041 sqft lot
$N/A/sqft
$673 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96707, Kapolei, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,757 (100%) |
| Owner Occupied HU | 10,051 (63.8%) |
| Renter Occupied HU | 4,465 (28.3%) |
| Vacant Housing Units | 1,241 ( 7.9%) |
| Median Home Value | $883,195 |
| Average Home Value | $953,878 |
Housing Distribution
Address Breakdown
Residential
14,810
Single Family
13,546
Multi-Family
1,264
Businesses
1,131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1991
4,041 sqft lot
$N/A/sqft
$673 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96707, Kapolei, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,757 (100%) |
| Owner Occupied HU | 10,051 (63.8%) |
| Renter Occupied HU | 4,465 (28.3%) |
| Vacant Housing Units | 1,241 ( 7.9%) |
| Median Home Value | $883,195 |
| Average Home Value | $953,878 |
Housing Distribution
Address Breakdown
Residential
14,810
Single Family
13,546
Multi-Family
1,264
Businesses
1,131
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices