909 Baker CtYakimaWA98901
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.43% yield at 909 Baker Ct, Yakima, WA, 98901 in Yakima is solid, but the $1,488/mo payment compresses net cash flow to $60/mo at $331,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $91,449 by year five, and $3,049/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.38) without U.S. income documentation. Total projected return: $129,188.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $60 | $450 |
City averages based on Yakima market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,050 |
| Total Monthly Debt Service | $1,858 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98901, Yakima, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,269 (100%) |
| Owner Occupied HU | 6,074 (49.5%) |
| Renter Occupied HU | 5,462 (44.5%) |
| Vacant Housing Units | 733 ( 6.0%) |
| Median Home Value | $350,909 |
| Average Home Value | $388,122 |
Housing Distribution
Address Breakdown
Residential
11,624
Single Family
9,986
Multi-Family
1,638
Businesses
985
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 98901, Yakima, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,269 (100%) |
| Owner Occupied HU | 6,074 (49.5%) |
| Renter Occupied HU | 5,462 (44.5%) |
| Vacant Housing Units | 733 ( 6.0%) |
| Median Home Value | $350,909 |
| Average Home Value | $388,122 |
Housing Distribution
Address Breakdown
Residential
11,624
Single Family
9,986
Multi-Family
1,638
Businesses
985
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Pablo F. Mejia • Yakima-CW Real Estate, LLC
Mls Name: YARMLS
Mls Provider:
Mls ID: #25-1567
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.