90683 115th StLyleMN55953
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 90683 115th St, Lyle, MN, 55953 in Lyle. Priced at $249,200, it generates $2,141/mo in gross rent and $585/mo in net monthly cash flow, a 10.31% yield that comfortably supports the 1.91 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,016. Five-year appreciation: $68,849. Equity from principal paydown: $2,295/yr. Total projected cumulative return: $132,183.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.0% |
| Monthly Cash Flow | $585 | $800 |
City averages based on Lyle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,141 |
| Total Monthly Debt Service | $1,457 |
| DSCR Ratio | 1.47x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
3.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55953, Lyle, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 404 (100%) |
| Owner Occupied HU | 304 (75.2%) |
| Renter Occupied HU | 54 (13.4%) |
| Vacant Housing Units | 46 (11.4%) |
| Median Home Value | $260,577 |
| Average Home Value | $345,181 |
Housing Distribution
Address Breakdown
Residential
272
Single Family
251
Multi-Family
21
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
3.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 55953, Lyle, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 404 (100%) |
| Owner Occupied HU | 304 (75.2%) |
| Renter Occupied HU | 54 (13.4%) |
| Vacant Housing Units | 46 (11.4%) |
| Median Home Value | $260,577 |
| Average Home Value | $345,181 |
Housing Distribution
Address Breakdown
Residential
272
Single Family
251
Multi-Family
21
Businesses
20
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices