9051 Pine Creek Rd #33Pine ValleyCA91962
INVESTMENT ANALYSIS
Investment Verdict
Solid Income9051 Pine Creek Rd #33, Pine Valley, CA, 91962 in Pine Valley is a solid income-producing rental, 8.92% gross yield, $2,520/mo rent, $261/mo net cash flow on a $339,000 buy. DSCR 1.65 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $93,659 and $3,122/yr in principal reduction project a total cumulative return of $146,095.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.0% |
| Monthly Cash Flow | $261 | $200 |
City averages based on Pine Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $2,124 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
N/A lot
$N/A/sqft
$1,937 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91962, Pine Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,092 (100%) |
| Owner Occupied HU | 665 (60.9%) |
| Renter Occupied HU | 160 (14.7%) |
| Vacant Housing Units | 267 (24.5%) |
| Median Home Value | $753,277 |
| Average Home Value | $755,786 |
Housing Distribution
Address Breakdown
Residential
57
Single Family
57
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
N/A lot
$N/A/sqft
$1,937 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91962, Pine Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,092 (100%) |
| Owner Occupied HU | 665 (60.9%) |
| Renter Occupied HU | 160 (14.7%) |
| Vacant Housing Units | 267 (24.5%) |
| Median Home Value | $753,277 |
| Average Home Value | $755,786 |
Housing Distribution
Address Breakdown
Residential
57
Single Family
57
Multi-Family
0
Businesses
74
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices