905 Harmon StFindlayOH45840
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Findlay at 905 Harmon St, Findlay, OH, 45840 uses $56,322 cash to close to unlock $4,728/yr annual cash flow and $394/mo monthly cash flow. Total monthly income runs $1,512/mo, and a $832/mo payment keeps the spread at $394/mo. Purchase price stands at $169,900, and rental yield measures 10.68% with $1,512/mo rent. Return on cash invested shows 28.3% in year one, and 5% annual appreciation builds toward $46,940 over five years. Five-year ROI reaches 148.36% and total cumulative return in cash records $83,558. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,512/mo property income covering a $832/mo payment rather than investor’s personal income.
Single Family
Built in 1961
8,712 sqft lot
$N/A/sqft
No HOA
More details about the property
Neighborhood Data
Neighborhood data shown for ZIP Code: 45840, Findlay, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 25,596 (100%) |
| Owner Occupied HU | 15,996 (62.5%) |
| Renter Occupied HU | 7,629 (29.8%) |
| Vacant Housing Units | 1,971 ( 7.7%) |
| Median Home Value | $242,087 |
| Average Home Value | $280,048 |
Housing Distribution
Address Breakdown
Residential
24,727
Single Family
22,387
Multi-Family
2,340
Businesses
1,610
Price History
Date | Event | Price |
|---|---|---|
| 2025-06-10 | Sold | $169,900 |
| 2025-06-10 | Pending sale | $169,900 |
| 2025-05-24 | Contingent | $169,900 |
Tax History
Date | Tax Paid | Tax Increase Rate | Value | Value Increase Rate |
|---|---|---|---|---|
| 2024-11-05 | $792.92 | -2.90% | $32,120 | N/A |
| 2023-11-05 | $816.60 | -1.45% | $32,120 | N/A |
| 2022-11-05 | $828.60 | 10.81% | $32,120 | 18.44% |
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Facts & Features
General Information
- Type: SingleFamily
- Year Built: 1961
- Architectural Style: N/A
- Building Area: 962
- Living Area: 962 sqft
- Property Condition: N/A
Features & Amenities
- Heating: Forced Air, Natural Gas
- Cooling: Window Unit(s)
- Flooring: N/A
- Interior Features: N/A
- Exterior Features: N/A
- Parking Features: Asphalt, Off Street, Detached Garage, Driveway
HOA & Fees
- HOA Fee: N/A
- Association Fee: N/A
- Fees & Dues: N/A
- Association Amenities: N/A
- Association Fee Includes: N/A
Utilities
- Utilities: N/A
- Sewer: Sanitary Sewer
- Water Source: Public
- Road Surface Type: Paved
School Information
- Elementary School: Findlay Elementary Schools
- Middle School: N/A
- High School: Findlay
Listed by: Heidi Mendoza • American Realty Partners Corp
Mls Name: NORIS
Mls ID: #6130216
Disclaimer: Listing information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. 2025 NORIS. All rights reserved.