902 S Polk StHugotonKS67951
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow902 S Polk St, Hugoton, KS, 67951 in Hugoton earns its strong cash-flow label: 11.89% yield, $1,656/mo rent, $517/mo net income, DSCR 2.21. The $167,100 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $46,167 by year five. Combined with $1,539/yr in principal paydown, total projected return reaches $97,171.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 7.0% |
| Monthly Cash Flow | $517 | $400 |
City averages based on Hugoton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,656 |
| Total Monthly Debt Service | $1,072 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67951, Hugoton, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,045 (100%) |
| Owner Occupied HU | 1,262 (61.7%) |
| Renter Occupied HU | 477 (23.3%) |
| Vacant Housing Units | 306 (15.0%) |
| Median Home Value | $155,664 |
| Average Home Value | $212,544 |
Housing Distribution
Address Breakdown
Residential
1,582
Single Family
1,566
Multi-Family
16
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.65 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 67951, Hugoton, KS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,045 (100%) |
| Owner Occupied HU | 1,262 (61.7%) |
| Renter Occupied HU | 477 (23.3%) |
| Vacant Housing Units | 306 (15.0%) |
| Median Home Value | $155,664 |
| Average Home Value | $212,544 |
Housing Distribution
Address Breakdown
Residential
1,582
Single Family
1,566
Multi-Family
16
Businesses
214
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices