902 S Dr E E Dunlap Hwy #ESan DiegoTX78384
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 902 S Dr E E Dunlap Hwy #E, San Diego, TX, 78384 in San Diego. Priced at $200,000, it generates $3,000/mo in gross rent and $1,358/mo in net monthly cash flow, a 18% yield that comfortably supports the 3.34 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $16,299. Five-year appreciation: $55,256. Equity from principal paydown: $1,842/yr. Total projected cumulative return: $165,071.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 18% | 6.2% |
| Monthly Cash Flow | $1,358 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,000 |
| Total Monthly Debt Service | $1,562 |
| DSCR Ratio | 1.92x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1930
1.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78384, San Diego, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,143 (100%) |
| Owner Occupied HU | 1,328 (62.0%) |
| Renter Occupied HU | 472 (22.0%) |
| Vacant Housing Units | 343 (16.0%) |
| Median Home Value | $77,738 |
| Average Home Value | $96,160 |
Housing Distribution
Address Breakdown
Residential
1,476
Single Family
1,439
Multi-Family
37
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1930
1.62 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78384, San Diego, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,143 (100%) |
| Owner Occupied HU | 1,328 (62.0%) |
| Renter Occupied HU | 472 (22.0%) |
| Vacant Housing Units | 343 (16.0%) |
| Median Home Value | $77,738 |
| Average Home Value | $96,160 |
Housing Distribution
Address Breakdown
Residential
1,476
Single Family
1,439
Multi-Family
37
Businesses
144
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices