902 Birch StMarshallMN56258
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 902 Birch St, Marshall, MN, 56258 in Marshall. Rental yield 5.19%. At $215,000 with 5.19% gross yield, current distributions are modest, but the 5% appreciation rate projects $59,401 in new equity by year five, complemented by $1,980/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.96) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $55,024.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.2% | 7.2% |
| Monthly Cash Flow | $(413) | $350 |
City averages based on Marshall market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $930 |
| Total Monthly Debt Service | $1,257 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
8,145 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56258, Marshall, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,816 (100%) |
| Owner Occupied HU | 3,550 (52.1%) |
| Renter Occupied HU | 2,624 (38.5%) |
| Vacant Housing Units | 642 ( 9.4%) |
| Median Home Value | $242,724 |
| Average Home Value | $268,467 |
Housing Distribution
Address Breakdown
Residential
6,621
Single Family
4,936
Multi-Family
1,685
Businesses
699
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
8,145 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56258, Marshall, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,816 (100%) |
| Owner Occupied HU | 3,550 (52.1%) |
| Renter Occupied HU | 2,624 (38.5%) |
| Vacant Housing Units | 642 ( 9.4%) |
| Median Home Value | $242,724 |
| Average Home Value | $268,467 |
Housing Distribution
Address Breakdown
Residential
6,621
Single Family
4,936
Multi-Family
1,685
Businesses
699
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices