9010 Craydon CirSan RamonCA94583
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who value predictability will appreciate 9010 Craydon Cir, San Ramon, CA, 94583 in San Ramon. At $422,000 it earns $3,119/mo in rent and distributes $462/mo to the owner after the $1,898/mo payment, a consistent 8.87% yield. DSCR 1.64 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $116,591 in value; $3,887/yr in principal paydown compounds ownership stake. Total projected return: $159,694.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.9% | 5.0% |
| Monthly Cash Flow | $462 | $1,500 |
City averages based on San Ramon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,119 |
| Total Monthly Debt Service | $2,993 |
| DSCR Ratio | 1.04x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1963
1,306 sqft lot
$N/A/sqft
$550 other HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94583, San Ramon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,524 (100%) |
| Owner Occupied HU | 9,778 (67.3%) |
| Renter Occupied HU | 4,288 (29.5%) |
| Vacant Housing Units | 458 ( 3.2%) |
| Median Home Value | $1,340,340 |
| Average Home Value | $1,394,112 |
Housing Distribution
Address Breakdown
Residential
14,028
Single Family
10,896
Multi-Family
3,132
Businesses
2,436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1963
1,306 sqft lot
$N/A/sqft
$550 other HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94583, San Ramon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,524 (100%) |
| Owner Occupied HU | 9,778 (67.3%) |
| Renter Occupied HU | 4,288 (29.5%) |
| Vacant Housing Units | 458 ( 3.2%) |
| Median Home Value | $1,340,340 |
| Average Home Value | $1,394,112 |
Housing Distribution
Address Breakdown
Residential
14,028
Single Family
10,896
Multi-Family
3,132
Businesses
2,436
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices