9 S Catherine StShenandoahPA17976
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 9 S Catherine St, Shenandoah, PA, 17976 in Shenandoah. At $111,000 it earns $1,022/mo in rent and distributes $295/mo to the owner after the $499/mo payment, a consistent 11.05% yield. DSCR 2.05 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $30,667 in value; $1,022/yr in principal paydown compounds ownership stake. Total projected return: $61,242.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $295 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,022 |
| Total Monthly Debt Service | $683 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1918
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17976, Shenandoah, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,381 (100%) |
| Owner Occupied HU | 1,751 (51.8%) |
| Renter Occupied HU | 778 (23.0%) |
| Vacant Housing Units | 852 (25.2%) |
| Median Home Value | $57,944 |
| Average Home Value | $123,284 |
Housing Distribution
Address Breakdown
Residential
2,740
Single Family
2,643
Multi-Family
97
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1918
871 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17976, Shenandoah, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,381 (100%) |
| Owner Occupied HU | 1,751 (51.8%) |
| Renter Occupied HU | 778 (23.0%) |
| Vacant Housing Units | 852 (25.2%) |
| Median Home Value | $57,944 |
| Average Home Value | $123,284 |
Housing Distribution
Address Breakdown
Residential
2,740
Single Family
2,643
Multi-Family
97
Businesses
190
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices