9 Road 6682FruitlandNM87416
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 9 Road 6682, Fruitland, NM, 87416 in Fruitland speaks for itself: 14.95% gross on a $190,000 price, generating $2,366/mo in rent and $1,251/mo in net income after the $854/mo debt service. DSCR 2.77, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $15,014 stacks alongside $52,494 in projected five-year appreciation and $1,750/yr in principal reduction. Projected total cumulative return: $152,307.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 15% | 6.2% |
| Monthly Cash Flow | $1,251 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,366 |
| Total Monthly Debt Service | $1,040 |
| DSCR Ratio | 2.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87416, Fruitland, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 488 (100%) |
| Owner Occupied HU | 353 (72.3%) |
| Renter Occupied HU | 96 (19.7%) |
| Vacant Housing Units | 39 ( 8.0%) |
| Median Home Value | $188,782 |
| Average Home Value | $203,038 |
Housing Distribution
Address Breakdown
Residential
121
Single Family
105
Multi-Family
16
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 87416, Fruitland, NM area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 488 (100%) |
| Owner Occupied HU | 353 (72.3%) |
| Renter Occupied HU | 96 (19.7%) |
| Vacant Housing Units | 39 ( 8.0%) |
| Median Home Value | $188,782 |
| Average Home Value | $203,038 |
Housing Distribution
Address Breakdown
Residential
121
Single Family
105
Multi-Family
16
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sibyl Huntington • Dimmick Realty
Mls Name: SJCMLS
Mls ID: #25-837