9 Nona AveFreedomCA95019
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 9 Nona Ave, Freedom, CA, 95019 in Freedom delivers $4,901/mo in gross rent and $577/mo in net monthly income at a $699,000 entry. The 8.41% yield and 1.56 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $193,121 over five years and $6,438/yr in equity from loan paydown, total projected return is $302,217.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 5.0% |
| Monthly Cash Flow | $577 | $400 |
City averages based on Freedom market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,901 |
| Total Monthly Debt Service | $4,046 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1941
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95019, Freedom, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,969 (100%) |
| Owner Occupied HU | 905 (46.0%) |
| Renter Occupied HU | 1,031 (52.4%) |
| Vacant Housing Units | 33 ( 1.7%) |
| Median Home Value | $585,792 |
| Average Home Value | $606,329 |
Housing Distribution
Address Breakdown
Residential
1,875
Single Family
1,602
Multi-Family
273
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1941
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95019, Freedom, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,969 (100%) |
| Owner Occupied HU | 905 (46.0%) |
| Renter Occupied HU | 1,031 (52.4%) |
| Vacant Housing Units | 33 ( 1.7%) |
| Median Home Value | $585,792 |
| Average Home Value | $606,329 |
Housing Distribution
Address Breakdown
Residential
1,875
Single Family
1,602
Multi-Family
273
Businesses
373
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLSListings Inc
Mls ID: #ML82038486