9 Commercial StreetHartlandME04943
INVESTMENT ANALYSIS
Investment Verdict
Solid Income9 Commercial Street, Hartland, ME, 04943 in Hartland is a solid income-producing rental, 9.5% gross yield, $1,662/mo rent, $337/mo net cash flow on a $210,000 buy. DSCR 1.76 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $58,019 and $1,934/yr in principal reduction project a total cumulative return of $101,443.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 7.0% |
| Monthly Cash Flow | $337 | $200 |
City averages based on Hartland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,662 |
| Total Monthly Debt Service | $1,242 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1880
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04943, Hartland, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,050 (100%) |
| Owner Occupied HU | 533 (50.8%) |
| Renter Occupied HU | 158 (15.0%) |
| Vacant Housing Units | 359 (34.2%) |
| Median Home Value | $168,403 |
| Average Home Value | $248,935 |
Housing Distribution
Address Breakdown
Residential
719
Single Family
651
Multi-Family
68
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1880
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04943, Hartland, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,050 (100%) |
| Owner Occupied HU | 533 (50.8%) |
| Renter Occupied HU | 158 (15.0%) |
| Vacant Housing Units | 359 (34.2%) |
| Median Home Value | $168,403 |
| Average Home Value | $248,935 |
Housing Distribution
Address Breakdown
Residential
719
Single Family
651
Multi-Family
68
Businesses
27
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices