9 High StreetDexterME04930
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 9 High Street, Dexter, ME, 04930 in Dexter at $179,000 earns $1,258/mo in rent and nets $128/mo after the $805/mo payment, a 8.43% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $49,454 over five years. Ziffy Mortgage underwrites this on a 1.56 DSCR without U.S. credit history. With $1,649/yr in principal paydown, total projected return reaches $76,263.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 7.0% |
| Monthly Cash Flow | $128 | $400 |
City averages based on Dexter market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,258 |
| Total Monthly Debt Service | $1,058 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1890
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04930, Dexter, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,619 (100%) |
| Owner Occupied HU | 1,511 (57.7%) |
| Renter Occupied HU | 532 (20.3%) |
| Vacant Housing Units | 576 (22.0%) |
| Median Home Value | $232,444 |
| Average Home Value | $328,154 |
Housing Distribution
Address Breakdown
Residential
1,991
Single Family
1,904
Multi-Family
87
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1890
0.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04930, Dexter, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,619 (100%) |
| Owner Occupied HU | 1,511 (57.7%) |
| Renter Occupied HU | 532 (20.3%) |
| Vacant Housing Units | 576 (22.0%) |
| Median Home Value | $232,444 |
| Average Home Value | $328,154 |
Housing Distribution
Address Breakdown
Residential
1,991
Single Family
1,904
Multi-Family
87
Businesses
120
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices