899 Wright AveDowsIA50071
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 899 Wright Ave, Dows, IA, 50071 in Dows worth study. Rental yield 2.28%. The 2.28% gross yield is below cash-flow benchmarks at $299,900, but 5% annual appreciation, adding $82,857 over five years, frames this as a capital growth position. Rent of $570/mo partially offsets the $1,349/mo payment. Ziffy Mortgage finances appreciation-play properties (0.42 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $25,483.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.3% | 7.0% |
| Monthly Cash Flow | $(1,378) | $350 |
City averages based on Dows market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $570 |
| Total Monthly Debt Service | $1,828 |
| DSCR Ratio | 0.31x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50071, Dows, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 503 (100%) |
| Owner Occupied HU | 329 (65.4%) |
| Renter Occupied HU | 94 (18.7%) |
| Vacant Housing Units | 80 (15.9%) |
| Median Home Value | $121,196 |
| Average Home Value | $159,149 |
Housing Distribution
Address Breakdown
Residential
286
Single Family
286
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 50071, Dows, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 503 (100%) |
| Owner Occupied HU | 329 (65.4%) |
| Renter Occupied HU | 94 (18.7%) |
| Vacant Housing Units | 80 (15.9%) |
| Median Home Value | $121,196 |
| Average Home Value | $159,149 |
Housing Distribution
Address Breakdown
Residential
286
Single Family
286
Multi-Family
0
Businesses
19
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices