8977 California Palm RdKissimmeeFL34747



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFinancing efficiency matters for international buyers, and 8977 California Palm Rd, Kissimmee, FL, 34747 in Kissimmee offers it: the 2.02 DSCR gives Ziffy Mortgage's underwriting team an unusually clean file, no U.S. credit, no personal income required. Rental yield 10.88%. Long-term, 5% appreciation is forecast to add $92,831, and $3,095/yr in principal paydown compounds equity steadily. Projected five-year cumulative return: $123,774.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 7.2% |
| Monthly Cash Flow | $(132) | $1,250 |
City averages based on Kissimmee market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,047 |
| Total Monthly Debt Service | $3,045 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2011
2,178 sqft lot
$N/A/sqft
$738 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34747, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,834 (100%) |
| Owner Occupied HU | 6,319 (26.5%) |
| Renter Occupied HU | 8,146 (34.2%) |
| Vacant Housing Units | 9,369 (39.3%) |
| Median Home Value | $499,671 |
| Average Home Value | $584,362 |
Housing Distribution
Address Breakdown
Residential
16,690
Single Family
9,423
Multi-Family
7,267
Businesses
817



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 2011
2,178 sqft lot
$N/A/sqft
$738 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34747, Kissimmee, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,834 (100%) |
| Owner Occupied HU | 6,319 (26.5%) |
| Renter Occupied HU | 8,146 (34.2%) |
| Vacant Housing Units | 9,369 (39.3%) |
| Median Home Value | $499,671 |
| Average Home Value | $584,362 |
Housing Distribution
Address Breakdown
Residential
16,690
Single Family
9,423
Multi-Family
7,267
Businesses
817
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices











