8921 S 42nd StLincolnNE68516
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 8921 S 42nd St, Lincoln, NE, 68516 in Lincoln: $3,601/mo in rent, $583/mo in net income, 9.67% gross yield, 1.79 DSCR, all at $446,900. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $123,470 in appreciation and $4,116/yr in principal paydown projects total cumulative return of $208,058.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 5.2% |
| Monthly Cash Flow | $583 | $450 |
City averages based on Lincoln market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,601 |
| Total Monthly Debt Service | $2,840 |
| DSCR Ratio | 1.27x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68516, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,524 (100%) |
| Owner Occupied HU | 14,168 (65.8%) |
| Renter Occupied HU | 6,319 (29.4%) |
| Vacant Housing Units | 1,037 ( 4.8%) |
| Median Home Value | $339,902 |
| Average Home Value | $373,084 |
Housing Distribution
Address Breakdown
Residential
20,599
Single Family
19,076
Multi-Family
1,523
Businesses
1,059
Nearby investment properties with comparable rents
- 5 Bed
- 4 Bath
- 2683 sft
- 3 Bed
- 4 Bath
- 2630 sft
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68516, Lincoln, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,524 (100%) |
| Owner Occupied HU | 14,168 (65.8%) |
| Renter Occupied HU | 6,319 (29.4%) |
| Vacant Housing Units | 1,037 ( 4.8%) |
| Median Home Value | $339,902 |
| Average Home Value | $373,084 |
Housing Distribution
Address Breakdown
Residential
20,599
Single Family
19,076
Multi-Family
1,523
Businesses
1,059
Nearby investment properties with comparable rents
- 5 Bed
- 4 Bath
- 2683 sft
- 3 Bed
- 4 Bath
- 2630 sft
Nearby investment properties with comparable prices