8916 Mountain Vista Dr, Mountain Ranch, CA, 95246 | $40/mo Cash Flow

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NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Mountain Ranch at 8916 Mountain Vista Dr, Mountain Ranch, CA, 95246 offers a 7.64% rental yield on a $399,999 purchase with $2,548/mo rent. Total monthly income registers $2,548/mo, and a $1,958/mo payment leaves $40/mo available for distribution. Annual cash flow reaches $480/yr on $132,600 to close, and return on cash invested stands at 20.27% in year one. Equity gained on principal adds $2,581/yr while 5% annual appreciation supports $110,512 over five years. Portfolio math shows five-year ROI at 104.87% and total cumulative return in cash at $139,059. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,548/mo property income against a $1,958/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 1989

20 Acres lot

$N/A/sqft

$400 annually HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95246, Mountain Ranch, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	768 (100%)
Owner Occupied HU	444 (57.8%)
Renter Occupied HU	107 (13.9%)
Vacant Housing Units	217 (28.3%)
Median Home Value	$481,416
Average Home Value	$520,653