8903 Salmon Falls Dr APT BSacramentoCA95826
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, 8903 Salmon Falls Dr APT B, Sacramento, CA, 95826 in Sacramento earns a 10.09% gross yield at $357,000. Rent of $3,002/mo nets $426/mo after the $1,605/mo mortgage. The 1.87 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $98,633 and $3,288/yr in equity accumulation project a total cumulative return of $164,425.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 4.8% |
| Monthly Cash Flow | $426 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,002 |
| Total Monthly Debt Service | $2,434 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1976
1,032 sqft lot
$N/A/sqft
$225 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95826, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,376 (100%) |
| Owner Occupied HU | 8,318 (50.8%) |
| Renter Occupied HU | 7,420 (45.3%) |
| Vacant Housing Units | 638 ( 3.9%) |
| Median Home Value | $483,808 |
| Average Home Value | $526,239 |
Housing Distribution
Address Breakdown
Residential
16,147
Single Family
13,231
Multi-Family
2,916
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1976
1,032 sqft lot
$N/A/sqft
$225 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95826, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,376 (100%) |
| Owner Occupied HU | 8,318 (50.8%) |
| Renter Occupied HU | 7,420 (45.3%) |
| Vacant Housing Units | 638 ( 3.9%) |
| Median Home Value | $483,808 |
| Average Home Value | $526,239 |
Housing Distribution
Address Breakdown
Residential
16,147
Single Family
13,231
Multi-Family
2,916
Businesses
1,272
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices