890 Faircloth RdAshburnGA31714
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 890 Faircloth Rd, Ashburn, GA, 31714 in Ashburn. Priced at $154,500, it generates $1,823/mo in gross rent and $882/mo in net monthly cash flow, a 14.16% yield that comfortably supports the 2.62 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,590. Five-year appreciation: $42,686. Equity from principal paydown: $1,423/yr. Total projected cumulative return: $115,306.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.2% | 7.0% |
| Monthly Cash Flow | $882 | $200 |
City averages based on Ashburn market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,823 |
| Total Monthly Debt Service | $879 |
| DSCR Ratio | 2.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31714, Ashburn, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,919 (100%) |
| Owner Occupied HU | 1,629 (55.8%) |
| Renter Occupied HU | 966 (33.1%) |
| Vacant Housing Units | 324 (11.1%) |
| Median Home Value | $112,039 |
| Average Home Value | $159,048 |
Housing Distribution
Address Breakdown
Residential
2,673
Single Family
2,480
Multi-Family
193
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
0.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31714, Ashburn, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,919 (100%) |
| Owner Occupied HU | 1,629 (55.8%) |
| Renter Occupied HU | 966 (33.1%) |
| Vacant Housing Units | 324 (11.1%) |
| Median Home Value | $112,039 |
| Average Home Value | $159,048 |
Housing Distribution
Address Breakdown
Residential
2,673
Single Family
2,480
Multi-Family
193
Businesses
280
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices