8882 W Phillips DriveLittletonCO80128
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 8882 W Phillips Drive, Littleton, CO, 80128 in Littleton: $3,300/mo in rent, $337/mo in net income, 8.7% gross yield, 1.61 DSCR, all at $455,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $125,708 in appreciation and $4,191/yr in principal paydown projects total cumulative return of $194,902.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 5.1% |
| Monthly Cash Flow | $337 | $1,850 |
City averages based on Littleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,300 |
| Total Monthly Debt Service | $2,782 |
| DSCR Ratio | 1.19x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2000
1,612 sqft lot
$N/A/sqft
$282 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80128, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,542 (100%) |
| Owner Occupied HU | 11,312 (77.8%) |
| Renter Occupied HU | 2,903 (20.0%) |
| Vacant Housing Units | 327 ( 2.2%) |
| Median Home Value | $637,576 |
| Average Home Value | $669,364 |
Housing Distribution
Address Breakdown
Residential
14,715
Single Family
12,664
Multi-Family
2,051
Businesses
278
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2000
1,612 sqft lot
$N/A/sqft
$282 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80128, Littleton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,542 (100%) |
| Owner Occupied HU | 11,312 (77.8%) |
| Renter Occupied HU | 2,903 (20.0%) |
| Vacant Housing Units | 327 ( 2.2%) |
| Median Home Value | $637,576 |
| Average Home Value | $669,364 |
Housing Distribution
Address Breakdown
Residential
14,715
Single Family
12,664
Multi-Family
2,051
Businesses
278
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Ryan Shaw • Brokers Guild Homes
Mls Name: REcolorado
Mls Provider:
Mls ID: #2760148
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