887 Graphite LnWest SacramentoCA95691
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderFor first-time U.S. investors or those diversifying conservatively, 887 Graphite Ln, West Sacramento, CA, 95691 in West Sacramento offers a clean, manageable entry. Rental yield 7.1%. DSCR 1.31 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $138,721 in additional property value over five years, with $4,624/yr in principal equity building ownership stake. Total projected cumulative return: $163,329.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.1% | 6.0% |
| Monthly Cash Flow | $(441) | $1,500 |
City averages based on West Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,969 |
| Total Monthly Debt Service | $3,210 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2012
1,306 sqft lot
$N/A/sqft
$120 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95691, West Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,574 (100%) |
| Owner Occupied HU | 9,462 (60.8%) |
| Renter Occupied HU | 5,470 (35.1%) |
| Vacant Housing Units | 642 ( 4.1%) |
| Median Home Value | $559,164 |
| Average Home Value | $556,165 |
Housing Distribution
Address Breakdown
Residential
15,049
Single Family
12,482
Multi-Family
2,567
Businesses
1,568
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2012
1,306 sqft lot
$N/A/sqft
$120 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95691, West Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,574 (100%) |
| Owner Occupied HU | 9,462 (60.8%) |
| Renter Occupied HU | 5,470 (35.1%) |
| Vacant Housing Units | 642 ( 4.1%) |
| Median Home Value | $559,164 |
| Average Home Value | $556,165 |
Housing Distribution
Address Breakdown
Residential
15,049
Single Family
12,482
Multi-Family
2,567
Businesses
1,568
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A