8823 Deer Trail CtBradleyCA93426
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 8823 Deer Trail Ct, Bradley, CA, 93426 in Bradley speaks for itself: 10.67% gross on a $695,000 price, generating $6,178/mo in rent and $1,493/mo in net income after the $3,125/mo debt service. DSCR 1.98, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $17,916 stacks alongside $192,016 in projected five-year appreciation and $6,401/yr in principal reduction. Projected total cumulative return: $361,348.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.5% |
| Monthly Cash Flow | $1,493 | $300 |
City averages based on Bradley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,178 |
| Total Monthly Debt Service | $4,408 |
| DSCR Ratio | 1.40x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1978
0.33 Acres lot
$N/A/sqft
$3,281 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93426, Bradley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,426 (100%) |
| Owner Occupied HU | 372 (26.1%) |
| Renter Occupied HU | 221 (15.5%) |
| Vacant Housing Units | 833 (58.4%) |
| Median Home Value | $835,165 |
| Average Home Value | $1,060,336 |
Housing Distribution
Address Breakdown
Residential
945
Single Family
945
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1978
0.33 Acres lot
$N/A/sqft
$3,281 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93426, Bradley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,426 (100%) |
| Owner Occupied HU | 372 (26.1%) |
| Renter Occupied HU | 221 (15.5%) |
| Vacant Housing Units | 833 (58.4%) |
| Median Home Value | $835,165 |
| Average Home Value | $1,060,336 |
Housing Distribution
Address Breakdown
Residential
945
Single Family
945
Multi-Family
0
Businesses
33
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices