8815 Longmont WayMiltonFL32583
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Milton rental at 8815 Longmont Way, Milton, FL, 32583 sits in the solid-income band: 8.73% gross yield, $2,867/mo rent, $227/mo net after the $1,772/mo debt service, DSCR 1.62. Entry price of $394,015 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $108,859 and $3,629/yr in principal reduction bring total cumulative return to $164,892.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 6.0% |
| Monthly Cash Flow | $227 | $1,200 |
City averages based on Milton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,867 |
| Total Monthly Debt Service | $2,483 |
| DSCR Ratio | 1.15x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
0.27 Acres lot
$N/A/sqft
$299 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
0.27 Acres lot
$N/A/sqft
$299 annually HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Olesya Chatraw • D R Horton Realty of NW Florida, LLC
Mls Name: PAR
Mls Provider:
Mls ID: #663859
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