87 Stella DriveGardinerNY12525








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Gardiner at 87 Stella Drive, Gardiner, NY, 12525 uses $97,793 cash to close to unlock $28,835/yr annual cash flow and $2,403/mo monthly cash flow. Total monthly income runs $4,373/mo, and a $1,444/mo payment keeps the spread at $2,403/mo. Purchase price stands at $295,000, and rental yield measures 17.79% with $4,373/mo rent. Return on cash invested shows 49.39% in year one, and 5% annual appreciation builds toward $81,503 over five years. Five-year ROI reaches 261.58% and total cumulative return in cash records $255,806. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $4,373/mo property income covering a $1,444/mo payment rather than investor’s personal income.
Lot
Built in N/A
6.30 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12525, Gardiner, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,625 (100%) |
| Owner Occupied HU | 1,102 (67.8%) |
| Renter Occupied HU | 297 (18.3%) |
| Vacant Housing Units | 226 (13.9%) |
| Median Home Value | $479,927 |
| Average Home Value | $529,369 |
Housing Distribution
Address Breakdown
Residential
1,450
Single Family
1,450
Multi-Family
0
Businesses
149
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Listed by: Steven Asher Cohen • Berkshire Hathaway Homeservice
Mls Name: UCBR
Mls Provider:
Mls ID: #20242435
Disclaimer: IDX information 2024 by the Multiple Listing Service of Ulster County, Inc. All Rights Reserved. The data relating to real estate on this website comes in part from the IDX of the Multiple Listing Service of Ulster County, Inc. Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.








