87 Ruggles RoadSaratoga SpringsNY12866








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saratoga Springs at 87 Ruggles Road, Saratoga Springs, NY, 12866 earns $810/mo cash flow from $3,053/mo rent with a $1,644/mo payment. Total monthly income totals $3,053/mo, and annual cash flow totals $9,720/yr on $111,351 capital. ROI tracks 28.64% on current figures, and rental yield reads 10.91% at a $335,900 purchase. Equity gained on principal adds $2,168/yr, and 5% annual appreciation supports $92,803 over five years. Five-year ROI reaches 150.27% and total cumulative return in cash sums $167,331. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $3,053/mo property income instead of your personal income.
Single Family
Built in 1918
1.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12866, Saratoga Springs, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,215 (100%) |
| Owner Occupied HU | 11,132 (52.5%) |
| Renter Occupied HU | 7,304 (34.4%) |
| Vacant Housing Units | 2,779 (13.1%) |
| Median Home Value | $538,112 |
| Average Home Value | $603,511 |
Housing Distribution
Address Breakdown
Residential
19,529
Single Family
15,928
Multi-Family
3,601
Businesses
2,184
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Listed by: Maria N Murphy • Howard Hanna
Mls Name: Global MLS
Mls Provider:
Mls ID: #202513098
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Judy Moriarty, Zillow, Inc., Corp. Broker







