87 Cochran RoadGrotonVT05046
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 87 Cochran Road, Groton, VT, 05046 in Groton hard to pass up. The 10.32% gross yield on a $299,900 purchase results in $2,579/mo in rent and $584/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (1.91). Annual cash flow of $7,003, five-year appreciation of $82,857, and $2,762/yr in equity build-up combine for a projected total cumulative return of $151,867.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $584 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,579 |
| Total Monthly Debt Service | $1,876 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1890
2.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05046, Groton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 774 (100%) |
| Owner Occupied HU | 445 (57.5%) |
| Renter Occupied HU | 85 (11.0%) |
| Vacant Housing Units | 244 (31.5%) |
| Median Home Value | $265,984 |
| Average Home Value | $367,955 |
Housing Distribution
Address Breakdown
Residential
503
Single Family
496
Multi-Family
7
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1890
2.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05046, Groton, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 774 (100%) |
| Owner Occupied HU | 445 (57.5%) |
| Renter Occupied HU | 85 (11.0%) |
| Vacant Housing Units | 244 (31.5%) |
| Median Home Value | $265,984 |
| Average Home Value | $367,955 |
Housing Distribution
Address Breakdown
Residential
503
Single Family
496
Multi-Family
7
Businesses
21
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices