869 B Parks RdPickensMS39146
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingThere's a case for owning boring assets in strong markets. Rental yield 6.64%. It won't spike overnight, but it will produce quarter after quarter of U.S. dollar income with long-run appreciation. Ziffy Mortgage's DSCR loan removes U.S. income documentation barriers for non-residents. Five-year appreciation of $67,689 and $2,256/yr in equity build project total return of $100,636.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.2% |
| Monthly Cash Flow | $(144) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,621 |
| Total Monthly Debt Service | $1,402 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1998
22.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39146, Pickens, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,214 (100%) |
| Owner Occupied HU | 811 (66.8%) |
| Renter Occupied HU | 252 (20.8%) |
| Vacant Housing Units | 151 (12.4%) |
| Median Home Value | $110,417 |
| Average Home Value | $152,873 |
Housing Distribution
Address Breakdown
Residential
883
Single Family
822
Multi-Family
61
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1998
22.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39146, Pickens, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,214 (100%) |
| Owner Occupied HU | 811 (66.8%) |
| Renter Occupied HU | 252 (20.8%) |
| Vacant Housing Units | 151 (12.4%) |
| Median Home Value | $110,417 |
| Average Home Value | $152,873 |
Housing Distribution
Address Breakdown
Residential
883
Single Family
822
Multi-Family
61
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melinda Harvey • Purvis Realty Group, LLC
Mls Name: MLS United
Mls ID: #4113313
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.