866 Maple StBrownsvilleOR97327
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 866 Maple St, Brownsville, OR, 97327 in Brownsville earns a 8.79% gross yield at $483,500. Rent of $3,540/mo nets $595/mo after the $2,174/mo mortgage. The 1.63 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $133,582 and $4,453/yr in equity accumulation project a total cumulative return of $221,445.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 6.2% |
| Monthly Cash Flow | $595 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,540 |
| Total Monthly Debt Service | $2,753 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
5,662 sqft lot
$N/A/sqft
$318 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97327, Brownsville, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,340 (100%) |
| Owner Occupied HU | 1,045 (78.0%) |
| Renter Occupied HU | 231 (17.2%) |
| Vacant Housing Units | 64 ( 4.8%) |
| Median Home Value | $592,439 |
| Average Home Value | $605,825 |
Housing Distribution
Address Breakdown
Residential
1,221
Single Family
1,221
Multi-Family
0
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
5,662 sqft lot
$N/A/sqft
$318 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97327, Brownsville, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,340 (100%) |
| Owner Occupied HU | 1,045 (78.0%) |
| Renter Occupied HU | 231 (17.2%) |
| Vacant Housing Units | 64 ( 4.8%) |
| Median Home Value | $592,439 |
| Average Home Value | $605,825 |
Housing Distribution
Address Breakdown
Residential
1,221
Single Family
1,221
Multi-Family
0
Businesses
92
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices