8620 SW 146th PlDunnellonFL34432
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 8620 SW 146th Pl, Dunnellon, FL, 34432 in Dunnellon: $2,698/mo in rent, $1,923/mo net, 28.17% gross yield, all on a $114,900 acquisition. The 5.22 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $31,745 in value, and $1,058/yr in principal paydown steadily builds equity. Projected total cumulative return: $167,594.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 28.2% | 7.0% |
| Monthly Cash Flow | $1,923 | $350 |
City averages based on Dunnellon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,698 |
| Total Monthly Debt Service | $729 |
| DSCR Ratio | 3.70x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1978
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34432, Dunnellon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,517 (100%) |
| Owner Occupied HU | 5,824 (77.5%) |
| Renter Occupied HU | 813 (10.8%) |
| Vacant Housing Units | 880 (11.7%) |
| Median Home Value | $303,788 |
| Average Home Value | $317,342 |
Housing Distribution
Address Breakdown
Residential
6,864
Single Family
6,851
Multi-Family
13
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1978
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34432, Dunnellon, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,517 (100%) |
| Owner Occupied HU | 5,824 (77.5%) |
| Renter Occupied HU | 813 (10.8%) |
| Vacant Housing Units | 880 (11.7%) |
| Median Home Value | $303,788 |
| Average Home Value | $317,342 |
Housing Distribution
Address Breakdown
Residential
6,864
Single Family
6,851
Multi-Family
13
Businesses
277
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donna Dorsey • Citrus Realty, LLC
Mls Name: Realtors Association of Citrus County
Mls Provider:
Mls ID: #847442
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.