8615 Hilltop CtDawsonIL62520
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 8615 Hilltop Ct, Dawson, IL, 62520 in Dawson speaks for itself: 16.09% gross on a $465,000 price, generating $6,235/mo in rent and $3,002/mo in net income after the $2,091/mo debt service. DSCR 2.98, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $36,019 stacks alongside $128,471 in projected five-year appreciation and $4,283/yr in principal reduction. Projected total cumulative return: $371,034.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.1% | 6.0% |
| Monthly Cash Flow | $3,002 | $500 |
City averages based on Dawson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,235 |
| Total Monthly Debt Service | $3,049 |
| DSCR Ratio | 2.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
2.91 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62520, Dawson, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 560 (100%) |
| Owner Occupied HU | 462 (82.5%) |
| Renter Occupied HU | 81 (14.5%) |
| Vacant Housing Units | 17 ( 3.0%) |
| Median Home Value | $255,603 |
| Average Home Value | $262,668 |
Housing Distribution
Address Breakdown
Residential
489
Single Family
489
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
2.91 Acres lot
$N/A/sqft
$100 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62520, Dawson, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 560 (100%) |
| Owner Occupied HU | 462 (82.5%) |
| Renter Occupied HU | 81 (14.5%) |
| Vacant Housing Units | 17 ( 3.0%) |
| Median Home Value | $255,603 |
| Average Home Value | $262,668 |
Housing Distribution
Address Breakdown
Residential
489
Single Family
489
Multi-Family
0
Businesses
6
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices