86121 Sonoma Creek RdCoachellaCA92236
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 86121 Sonoma Creek Rd, Coachella, CA, 92236 in Coachella speaks for itself: 13.21% gross on a $279,500 price, generating $3,077/mo in rent and $908/mo in net income after the $1,257/mo debt service. DSCR 2.45, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,893 stacks alongside $77,221 in projected five-year appreciation and $2,574/yr in principal reduction. Projected total cumulative return: $166,313.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.2% | 6.0% |
| Monthly Cash Flow | $908 | $300 |
City averages based on Coachella market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,077 |
| Total Monthly Debt Service | $2,058 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
3,485 sqft lot
$N/A/sqft
$440 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92236, Coachella, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,072 (100%) |
| Owner Occupied HU | 6,946 (62.7%) |
| Renter Occupied HU | 3,765 (34.0%) |
| Vacant Housing Units | 361 ( 3.3%) |
| Median Home Value | $352,073 |
| Average Home Value | $410,030 |
Housing Distribution
Address Breakdown
Residential
10,103
Single Family
9,186
Multi-Family
917
Businesses
543
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
3,485 sqft lot
$N/A/sqft
$440 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92236, Coachella, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,072 (100%) |
| Owner Occupied HU | 6,946 (62.7%) |
| Renter Occupied HU | 3,765 (34.0%) |
| Vacant Housing Units | 361 ( 3.3%) |
| Median Home Value | $352,073 |
| Average Home Value | $410,030 |
Housing Distribution
Address Breakdown
Residential
10,103
Single Family
9,186
Multi-Family
917
Businesses
543
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices