86 Sconti Rdg #413BJasperGA30143
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 86 Sconti Rdg #413B, Jasper, GA, 30143 in Jasper. Priced at $204,900, it generates $2,989/mo in gross rent and $1,625/mo in net monthly cash flow, a 17.51% yield that comfortably supports the 3.25 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $19,502. Five-year appreciation: $56,610. Equity from principal paydown: $1,887/yr. Total projected cumulative return: $182,712.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.5% | 8.0% |
| Monthly Cash Flow | $1,625 | $300 |
City averages based on Jasper market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,989 |
| Total Monthly Debt Service | $1,283 |
| DSCR Ratio | 2.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1973
3,920 sqft lot
$N/A/sqft
$1,404 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30143, Jasper, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,573 (100%) |
| Owner Occupied HU | 8,691 (69.1%) |
| Renter Occupied HU | 1,953 (15.5%) |
| Vacant Housing Units | 1,929 (15.3%) |
| Median Home Value | $347,742 |
| Average Home Value | $386,997 |
Housing Distribution
Address Breakdown
Residential
11,986
Single Family
8,732
Multi-Family
3,254
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1973
3,920 sqft lot
$N/A/sqft
$1,404 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30143, Jasper, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,573 (100%) |
| Owner Occupied HU | 8,691 (69.1%) |
| Renter Occupied HU | 1,953 (15.5%) |
| Vacant Housing Units | 1,929 (15.3%) |
| Median Home Value | $347,742 |
| Average Home Value | $386,997 |
Housing Distribution
Address Breakdown
Residential
11,986
Single Family
8,732
Multi-Family
3,254
Businesses
1,114
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices