86 Cato RdNorth Little RockAR72120
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 86 Cato Rd, North Little Rock, AR, 72120 in North Little Rock: $1,422/mo in rent, $731/mo net, 15.41% gross yield, all on a $110,750 acquisition. The 2.86 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $30,598 in value, and $1,020/yr in principal paydown steadily builds equity. Projected total cumulative return: $89,119.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.4% | 7.2% |
| Monthly Cash Flow | $731 | $850 |
City averages based on North Little Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,422 |
| Total Monthly Debt Service | $647 |
| DSCR Ratio | 2.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1991
4.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72120, Sherwood, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,991 (100%) |
| Owner Occupied HU | 10,941 (68.4%) |
| Renter Occupied HU | 4,048 (25.3%) |
| Vacant Housing Units | 1,002 ( 6.3%) |
| Median Home Value | $259,734 |
| Average Home Value | $284,022 |
Housing Distribution
Address Breakdown
Residential
15,780
Single Family
14,145
Multi-Family
1,635
Businesses
718
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1991
4.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 72120, Sherwood, AR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 15,991 (100%) |
| Owner Occupied HU | 10,941 (68.4%) |
| Renter Occupied HU | 4,048 (25.3%) |
| Vacant Housing Units | 1,002 ( 6.3%) |
| Median Home Value | $259,734 |
| Average Home Value | $284,022 |
Housing Distribution
Address Breakdown
Residential
15,780
Single Family
14,145
Multi-Family
1,635
Businesses
718
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A