858 Swandyke DriveCastle RockCO80108
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayMarkets with strong demand fundamentals often produce low-yield, high-appreciation assets. 858 Swandyke Drive, Castle Rock, CO, 80108 in Castle Rock fits: $1,640,000, 4.29% gross yield, and a projected 5% annual appreciation rate adding $453,102 in value within five years. Rental yield 4.29%. The narrow rent-to-debt spread is the trade-off for market growth. Ziffy Mortgage's DSCR loan (0.80) finances non-U.S. buyers without personal income documentation; optimise coverage with a 30–35% down payment. $15,105/yr in principal paydown and $453,102 in appreciation project a total return of $341,133.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.3% | 4.8% |
| Monthly Cash Flow | $(4,368) | $1,850 |
City averages based on Castle Rock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,863 |
| Total Monthly Debt Service | $9,578 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1999
0.75 Acres lot
$N/A/sqft
$400 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1999
0.75 Acres lot
$N/A/sqft
$400 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacie Chadwick • LIV Sotheby's International Realty
Mls Name: REcolorado
Mls Provider:
Mls ID: #9799465
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