8565 & 8583 Belle RdHarborcreekPA16421
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 8565 & 8583 Belle Rd, Harborcreek, PA, 16421 in Harborcreek. Rental yield 1.8%. At $1,439,800 with 1.8% gross yield, current distributions are modest, but the 5% appreciation rate projects $397,790 in new equity by year five, complemented by $13,261/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.33) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $80,381.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.8% | 6.2% |
| Monthly Cash Flow | $(7,271) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,164 |
| Total Monthly Debt Service | $8,862 |
| DSCR Ratio | 0.24x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16421, Harborcreek, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,154 (100%) |
| Owner Occupied HU | 913 (79.1%) |
| Renter Occupied HU | 160 (13.9%) |
| Vacant Housing Units | 81 ( 7.0%) |
| Median Home Value | $271,042 |
| Average Home Value | $319,493 |
Housing Distribution
Address Breakdown
Residential
985
Single Family
910
Multi-Family
75
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Home Type Unknown
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 16421, Harborcreek, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,154 (100%) |
| Owner Occupied HU | 913 (79.1%) |
| Renter Occupied HU | 160 (13.9%) |
| Vacant Housing Units | 81 ( 7.0%) |
| Median Home Value | $271,042 |
| Average Home Value | $319,493 |
Housing Distribution
Address Breakdown
Residential
985
Single Family
910
Multi-Family
75
Businesses
72
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A