856 Thomaston HwyButlerGA31006
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 856 Thomaston Hwy, Butler, GA, 31006 in Butler at $299,900 earns $1,842/mo in rent and nets $17/mo after the $1,349/mo payment, a 7.37% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $82,857 over five years. Ziffy Mortgage underwrites this on a 1.37 DSCR without U.S. credit history. With $2,762/yr in principal paydown, total projected return reaches $114,643.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 8.0% |
| Monthly Cash Flow | $17 | $300 |
City averages based on Butler market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,842 |
| Total Monthly Debt Service | $1,706 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
50.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31006, Butler, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,978 (100%) |
| Owner Occupied HU | 1,118 (56.5%) |
| Renter Occupied HU | 536 (27.1%) |
| Vacant Housing Units | 324 (16.4%) |
| Median Home Value | $148,148 |
| Average Home Value | $170,170 |
Housing Distribution
Address Breakdown
Residential
1,205
Single Family
1,205
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
50.37 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31006, Butler, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,978 (100%) |
| Owner Occupied HU | 1,118 (56.5%) |
| Renter Occupied HU | 536 (27.1%) |
| Vacant Housing Units | 324 (16.4%) |
| Median Home Value | $148,148 |
| Average Home Value | $170,170 |
Housing Distribution
Address Breakdown
Residential
1,205
Single Family
1,205
Multi-Family
0
Businesses
161
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices