8533 ECHO CREEK LNSan AntonioTX78240
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew San Antonio rentals match the income profile of 8533 ECHO CREEK LN, San Antonio, TX, 78240. Listed at $209,777, gross rent is $2,687/mo and net cash flow is $737/mo, a 15.37% yield well above national averages. DSCR 2.85 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $57,958 by year five with $1,932/yr in annual principal reduction, projecting $129,821 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.4% | 5.8% |
| Monthly Cash Flow | $737 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,687 |
| Total Monthly Debt Service | $1,867 |
| DSCR Ratio | 1.44x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1982
1,742 sqft lot
$N/A/sqft
$410 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78240, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,474 (100%) |
| Owner Occupied HU | 9,316 (32.7%) |
| Renter Occupied HU | 16,325 (57.3%) |
| Vacant Housing Units | 2,833 ( 9.9%) |
| Median Home Value | $286,651 |
| Average Home Value | $323,913 |
Housing Distribution
Address Breakdown
Residential
28,197
Single Family
12,708
Multi-Family
15,489
Businesses
915
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1982
1,742 sqft lot
$N/A/sqft
$410 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78240, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 28,474 (100%) |
| Owner Occupied HU | 9,316 (32.7%) |
| Renter Occupied HU | 16,325 (57.3%) |
| Vacant Housing Units | 2,833 ( 9.9%) |
| Median Home Value | $286,651 |
| Average Home Value | $323,913 |
Housing Distribution
Address Breakdown
Residential
28,197
Single Family
12,708
Multi-Family
15,489
Businesses
915
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices